?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rft.title=What+is+at+stake+in+taking+responsibility%3F+Lessons+from+third-party+property+insurance&rft.creator=Vincent%2C+Nicole&rft.subject=Ethics&rft.description=Third-party+property+insurance+(TPPI)+protects+insured+drivers+who+accidentally+damage+an%0Aexpensive+car+from+the+threat+of+financial+ruin.+Perhaps+more+importantly+though%2C+TPPI+also+protects%0Athe+victims+whose+losses+might+otherwise+go+uncompensated.+Ought+responsible+drivers+therefore%0Atake+out+TPPI%3F%0A%0AThis+paper+begins+by+enumerating+some+reasons+for+why+a+rational+person+might+believe+that+they%0Ahave+a+moral+obligation+to+take+out+TPPI.+It+will+be+argued+that+if+what+is+at+stake+in+taking%0Aresponsibility+is+the+ability+to+compensate+our+possible+future+victims+for+their+losses%2C+then+it+might%0Ainitially+seem+that+most+people+should+be+thankful+for+the+availability+of+relatively+inexpensive+TPPI%0Abecause+without+it+they+may+not+have+sufficient+funds+to+do+the+right+thing+and+compensate+their%0Avictims+in+the+event+of+an+accident.%0A%0ABut+is+the+ability+to+compensate+one's+victims+really+what+is+at+stake+in+taking+responsibility%3F+The%0Asecond+part+of+this+paper+will+critically+examine+the+arguments+for+the+above+position%2C+and+it+will%0Aargue+that+these+arguments+do+not+support+the+conclusion+that+injurers+should+compensate+their%0Avictims+for+their+losses%2C+and+hence+that+drivers+need+not+take+out+TPPI+in+order+to+be+responsible.%0AFurther+still%2C+even+if+these+arguments+did+support+the+conclusion+that+injurers+should+compensate%0Atheir+victims+for+their+losses%2C+then+(perhaps+surprisingly)+nobody+should+to+be+allowed+to+take+out%0ATPPI+because+doing+so+would+frustrate+justice.&rft.publisher=Centre+for+Applied+Philosophy%2C+University+of+Florida&rft.date=2001&rft.type=Journal+(Paginated)&rft.type=PeerReviewed&rft.format=application%2Fpdf&rft.identifier=http%3A%2F%2Fcogprints.org%2F1468%2F3%2FWhat_is_at_stake_in_taking_responsibility.pdf&rft.identifier=++Vincent%2C+Nicole++(2001)+What+is+at+stake+in+taking+responsibility%3F+Lessons+from+third-party+property+insurance.++%5BJournal+(Paginated)%5D++++(In+Press)++&rft.relation=http%3A%2F%2Fcogprints.org%2F1468%2F<script src='//archive-bar.soton.ac.uk/archive-bar.js'></script>